Cashback Terms and Conditions
Threely Dimensions, Inc. (“Tria”)
Last Updated: 1st June 2026
IMPORTANT NOTICE: THESE CASHBACK TERMS AND CONDITIONS CONTAIN IMPORTANT PROVISIONS THAT AFFECT YOUR LEGAL RIGHTS, INCLUDING LIMITATIONS OF LIABILITY, DISCLAIMERS OF WARRANTIES, AND DISPUTE RESOLUTION MECHANISMS. BY PARTICIPATING IN THE CASHBACK PROGRAM, YOU AGREE TO BE BOUND BY THESE CASHBACK TERMS. IF YOU DO NOT AGREE, YOU MUST CEASE PARTICIPATION IN THE CASHBACK PROGRAM IMMEDIATELY.
These Cashback Terms and Conditions (“Cashback Terms”) constitute a binding legal agreement between you (“you” or “your”) and Threely Dimensions, Inc. (“Tria”, “we”, “us”, or “our”) concerning your participation in the Tria Cashback Program (the “Program”) in connection with your use of the Tria platform (the “Platform”) and any Tria Spend Card issued to you.
These Cashback Terms should be read together with the Terms of Service, Privacy Policy, and Prohibited Use Policy (together, the “General Terms”), each of which is incorporated herein by reference. Capitalised terms not defined herein shall have the meanings ascribed to them in the General Terms. In the event of any conflict between these Cashback Terms and the General Terms, these Cashback Terms shall prevail with respect to the Program.
These Cashback Terms govern the Program from its inception in September 2025. The terms applicable to the period from September 2025 through 31 May 2026 (the “Historical Period”) are set out in Section 4. The terms applicable from 1 June 2026 onwards (the “New Program Period”) are set out in Sections 5 through 11 of these Cashback Terms.
1. DEFINITIONS
“Account” means your Tria account as defined in the General Terms.
“Applicable Law” has the meaning ascribed to it in the General Terms.
“Badge Boost” means the additional Cashback percentage applicable to eligible users who hold an active Staking Badge, as set out in Schedule 2 of the Program Schedule.
“Card” means any Tria Spend Card (Virtual Card, Signature Card, or Premium Card) issued to you under the Card Program and linked to your Account.
“Cardholder Agreement” means the U.S. Card Terms or International Card Terms (as applicable based on your residency) governing your use of the Card, as defined in the Terms of Service.
“Card Program” has the meaning ascribed to it in the General Terms.
“Card Program Provider” has the meaning ascribed to it in the General Terms.
“Cashback” means the reward amount calculated as a percentage of Eligible Spend and distributed to you in Eligible Stablecoins in accordance with these Cashback Terms.
“Cashback Period” means each calendar month during which Eligible Spend is tracked and Cashback is accrued, or such other period as Tria may specify from time to time.
“Digital Asset Wallet” has the meaning ascribed to it in the General Terms.
“Distribution Date” means the date on which accrued Cashback is transferred to your Digital Asset Wallet, as determined by Tria in accordance with these Cashback Terms and Schedule 5 of the Program Schedule.
“Eligible Spend” means the aggregate value in United States Dollars (“USD”) of Eligible Transactions made using your Card(s) during a Cashback Period, calculated at the account level across all Cards linked to your Account.
“Eligible Stablecoins” means USDC and/or USDT, or such other stablecoins as Tria may designate from time to time by updating the Program Schedule.
“Eligible Transaction” means a Card transaction that qualifies for Cashback in accordance with Section 7 of these Cashback Terms.
“Excluded Transaction” means a transaction that does not qualify for Cashback, as set out in Section 8 of these Cashback Terms.
“Historical Period” means the period from September 2025 through 31 May 2026 during which the Program operated prior to the adoption of these Cashback Terms.
“Membership Tier” means the Card tier (Virtual Card, Signature Card, or Premium Card) assigned to your Account for the purposes of determining your applicable Base Cashback Rate and Monthly Spend Cap, as further described in Section 6.3.
“Monthly Spend Cap” means the monthly Eligible Spend threshold up to which the Base Cashback Rate applies for each Membership Tier, as set out in Schedule 1 of the Program Schedule.
“New Program Period” means the period commencing on 1 June 2026 during which the Program operates under these Cashback Terms.
“Program” means the Tria Cashback Program operated by Tria in connection with the Card Program, as described in these Cashback Terms.
“Program Schedule” means the schedule appended to these Cashback Terms setting out applicable rates, caps, badge details, eligible stablecoins, exclusions, and distribution schedule, as updated by Tria from time to time.
“Reduced Rate” means the lower Cashback rate applicable to Eligible Spend above the Monthly Spend Cap for the applicable Membership Tier, as set out in Schedule 1 of the Program Schedule.
“Staking Badge” means a badge earned through the Tria staking program in accordance with the applicable Staking Terms.
“Staking Terms” means the terms and conditions governing the Tria staking program as published on the Platform from time to time.
“Supported Blockchain” means the blockchain networks supported by Tria for the delivery of Eligible Stablecoins, including the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, and Arbitrum Blockchain, and any other network Tria may designate from time to time.
2. ELIGIBILITY
2.1 To be eligible to participate in the Program and receive Cashback, you must:
(a) hold an active Account in good standing;
(b) hold one or more active Cards linked to your Account;
(c) not be in breach of these Cashback Terms, the General Terms, or the applicable Cardholder Agreement; and
(d) not be subject to any suspension, restriction, or termination of your Account or Card privileges.
2.2 Your eligibility to participate in the Program is subject to Applicable Law in your jurisdiction. Tria reserves the right to restrict, suspend, or terminate your participation in the Program if your continued participation would violate Applicable Law or the requirements of any Card Program Provider or payment network.
2.3 Tria makes no representation that the Program is available or appropriate in all jurisdictions. It is your responsibility to determine whether your participation in the Program is lawful in your jurisdiction.
3. GENERAL TERMS OF THE PROGRAM
3.1 The Program allows eligible users to earn Cashback on Eligible Transactions made using their Card(s). Cashback is calculated as a percentage of Eligible Spend during each Cashback Period and distributed in Eligible Stablecoins to your connected Digital Asset Wallet on the applicable Distribution Date.
3.2 The Program is offered by Tria at the platform level in connection with the Card Program. Tria is not the issuer of any Card, and Cashback is offered by Tria independently of any Card Program Provider obligations. Nothing in these Cashback Terms creates any obligation on the part of any Card Program Provider to fund, guarantee, or otherwise support the Cashback.
3.3 Tria reserves the right to modify, suspend, or terminate the Program at any time in accordance with Section 12 of these Cashback Terms.
3.4 Cashback is not a financial product, investment, or guaranteed return. Cashback accrued under the Program does not bear interest and has no redemption value other than the Eligible Stablecoin amount calculated in accordance with these Cashback Terms.
4. HISTORICAL PERIOD (01 SEPTEMBER 2025 – 31 MAY 2026)
4.1 The Program has been in operation since September 2025. During the Historical Period, the Program operated on the basis of the following terms as communicated to users through the Platform:
(a) Cashback Rates. The following rates applied to all Eligible Spend during the Historical Period:
| Card Type | Cashback Rate |
|---|---|
| Virtual Card | 1.5% |
| Signature Card | 4.5% |
| Premium Card | 6.0% |
(b) Exclusions. ATM disbursements, gaming transactions, and gambling transactions were excluded from Cashback accrual during the Historical Period.
(c) No Monthly Spend Cap. No Monthly Spend Cap applied during the Historical Period. Cashback was calculated on the full Eligible Spend without a monthly ceiling.
(d) Annual Limit. A USD 100,000 annual Cashback limit per user was communicated to users during the Historical Period. Tria exercised its discretion to honour Cashback accrued in excess of this limit where amounts were distributed to users.
(e) Staking Badge Boost. Users who held an active Staking Badge under the Staking Terms were eligible to receive a Badge Boost in addition to their applicable Base Cashback Rate throughout the Historical Period. As no Monthly Spend Cap applied during the Historical Period, the Badge Boost was calculated on the full Eligible Spend without a ceiling. The Badge Boost rates applicable during the Historical Period are as set out in Schedule 2 of the Program Schedule.
4.2 Distributions for the Historical Period. Cashback for the Historical Period will be distributed as follows:
(a) Cashback accrued on Eligible Spend up to and including 31 January 2026 was distributed on 12 May 2026.
(b) Cashback accrued on Eligible Spend from 1 February 2026 through 31 May 2026 will be distributed on or before 30 September 2026.
4.3 These Cashback Terms are intended to document and ratify the terms on which the Program operated during the Historical Period. To the extent that any user participated in the Program during the Historical Period, that participation is acknowledged by Tria and the terms in this Section 4 represent Tria's good-faith record of the Program as operated during that period.
4.4 The terms in this Section 4 apply exclusively to the Historical Period. The terms set out in Sections 5 through 11 apply to the New Program Period commencing 1 June 2026.
5. NEW PROGRAM PERIOD – COMMENCEMENT AND OVERVIEW
5.1 The New Program Period commences on 1 June 2026. From that date, Cashback is calculated in accordance with the tiered rate structure, Monthly Spend Caps, Membership Tier logic, and Badge Boost provisions set out in Sections 6 through 10 and the Program Schedule.
5.2 Your continued use of the Card and/or participation in the Program from 1 June 2026 constitutes your acceptance of these Cashback Terms in full.
6. CASHBACK RATE STRUCTURE
6.1 Base Cashback Rate and Monthly Spend Cap. Subject to the Membership Tier provisions in Section 6.3 below, your Base Cashback Rate and Monthly Spend Cap are determined by the Card type held on your Account, as set out in Schedule 1 of the Program Schedule:
| Card Type | Base Cashback Rate | Monthly Spend Cap | Reduced Rate (above Cap) |
|---|---|---|---|
| Virtual Card | 1.5% | USD 100 | 0.5% |
| Signature Card | 4.5% | USD 1,000 | 1.0% |
| Premium Card | 6.0% | USD 2,000 | 1.0% |
6.2 Tiered Calculation. For any Cashback Period:
(a) Your Base Cashback Rate applies to Eligible Spend up to and including your Monthly Spend Cap.
(b) Your Reduced Rate applies to Eligible Spend above your Monthly Spend Cap.
(c) The Monthly Spend Cap resets at the start of each calendar month.
Example: Signature Card holder — USD 1,500 Eligible Spend in a month:
- First USD 1,000 at 4.5% = USD 45.00
- Remaining USD 500 at 1.0% = USD 5.00
- Total Cashback: USD 50.00
6.3 Membership Tier — Multi-Card Accounts
(a) Where your Account holds Cards of more than one type, your Membership Tier for the purposes of calculating Cashback will be determined by the highest Card type held on your Account.
(b) The Base Cashback Rate, Monthly Spend Cap, and Reduced Rate of your highest Membership Tier will apply to the aggregate Eligible Spend across all Cards linked to your Account.
(c) The hierarchy of Card types, from highest to lowest, is: Premium Card > Signature Card > Virtual Card.
Example: If your Account holds a Virtual Card and a Signature Card, all Eligible Spend across both Cards will be calculated at Signature Card rates (4.5% up to USD 1,000; 1.0% above).
7. ELIGIBLE TRANSACTIONS
7.1 The following transactions qualify as Eligible Transactions for the purposes of Cashback accrual:
(a) purchases of goods and services made at merchants that accept the Card through the applicable Card Network; and
(b) such other transaction types as Tria may designate from time to time by updating the Program Schedule.
7.2 Eligible Transactions are tracked and calculated at the account level across all Cards linked to your Account. Cashback is not calculated separately for each individual Card.
7.3 The USD value of each Eligible Transaction is determined at the time the transaction is posted to your Account, in accordance with the applicable Cardholder Agreement.
8. EXCLUDED TRANSACTIONS
8.1 The following transactions are Excluded Transactions and do not qualify for Cashback accrual:
(a) ATM disbursements and cash withdrawals of any kind;
(b) gaming transactions, as identified by applicable merchant category codes;
(c) gambling transactions, including online and offline betting, casino transactions, and wagering, as identified by applicable merchant category codes;
(d) cash advances and cash-like transactions, including purchases of money orders, traveller's cheques, foreign currency, wire transfers, cryptocurrency, and other digital or virtual currency;
(e) person-to-person transfers and account-funding transactions that transfer currency;
(f) balance repayments and payments made to your Account;
(g) foreign exchange conversions undertaken outside of a standard purchase transaction;
(h) transactions that are reversed, refunded, or the subject of a successful Chargeback and any Cashback accrued on such transactions will be clawed back or offset against future Cashback accruals in accordance with Section 11.4; and
(i) any transaction constituting a Prohibited Use under the Prohibited Use Policy.
8.2 Tria reserves the right to update the list of Excluded Transactions from time to time by updating the Program Schedule. Tria will use reasonable efforts to notify you of any material changes to the exclusions list in advance of their taking effect.
8.3 In the event of any dispute regarding whether a transaction is an Eligible Transaction or an Excluded Transaction, Tria's determination shall be final, subject to any rights you may have under the dispute resolution provisions of the General Terms.
9. STAKING BADGE BOOST
9.1 Users who hold an active Staking Badge under the Staking Terms are eligible to receive a Badge Boost in addition to their Base Cashback Rate for the applicable Cashback Period.
9.2 The Badge Boost applicable to each Staking Badge level is set out in Schedule 2 of the Program Schedule and reproduced below for convenience:
| Staking Badge | Badge Boost |
|---|---|
| Seed | +0.25% |
| Growth | +0.50% |
| Momentum | +1.00% |
| VIP | +1.50% |
| VIP Infinity | +2.00% |
9.3 Scope of Badge Boost. The Badge Boost applies only to Eligible Spend up to and including the Monthly Spend Cap applicable to your Membership Tier. The Badge Boost does not apply to Eligible Spend above the Monthly Spend Cap (i.e., Eligible Spend subject to the Reduced Rate).
Example: Signature Card holder with Momentum Badge (+1.00%) — USD 1,500 Eligible Spend:
- First USD 1,000: 4.5% (Base) + 1.0% (Badge Boost) = 5.5% = USD 55.00
- Remaining USD 500: 1.0% (Reduced Rate, no Badge Boost) = USD 5.00
- Total Cashback: USD 60.00
9.4 A Badge Boost is available only for so long as the applicable Staking Badge remains active on your Account in accordance with the Staking Terms. Tria will not be liable for any loss of Badge Boost resulting from the expiry, downgrade, withdrawal, or slashing of a Staking Badge.
9.5 Badge eligibility and badge status are governed by the Staking Terms. In the event of any conflict between these Cashback Terms and the Staking Terms in relation to Badge eligibility or status, the Staking Terms shall prevail.
10. ACCOUNT-LEVEL AGGREGATION
10.1 Cashback is calculated at the account level. Where your Account has more than one Card linked to it, the Eligible Spend from all such Cards is aggregated for the purposes of calculating your total Eligible Spend for each Cashback Period.
10.2 The Monthly Spend Cap applies to aggregate Eligible Spend across all Cards on your Account, not to each Card individually.
Example: Two Signature Cards on one Account, each used to spend USD 800 in a month:
- Aggregate Eligible Spend: USD 1,600
- First USD 1,000 at 4.5% = USD 45.00
- Remaining USD 600 at 1.0% = USD 6.00
- Total Cashback: USD 51.00
10.3 Cashback is distributed to the Digital Asset Wallet connected to your Account. Where multiple Digital Asset Wallets are connected to your Account, Tria will distribute Cashback to the primary wallet as designated in your Account settings. You are responsible for ensuring that your designated wallet is active and capable of receiving Eligible Stablecoins.
11. DISTRIBUTION OF CASHBACK
11.1 Distribution Schedule. Cashback accrued during each Cashback Period will be distributed to your Digital Asset Wallet in accordance with the distribution schedule set out in Schedule 5 of the Program Schedule, as updated by Tria from time to time. Tria reserves the right to adjust the distribution schedule upon reasonable notice to you.
11.2 Denomination and Delivery
(a) Cashback will be distributed in Eligible Stablecoins (USDC and/or USDT) to your connected Digital Asset Wallet.
(b) The specific Eligible Stablecoin in which Cashback is distributed will be determined by Tria, having regard to network availability and operational factors. Tria will use reasonable efforts to notify you in advance of the Eligible Stablecoin to be used for a given distribution.
(c) Cashback distributed to your Digital Asset Wallet will be delivered on a Supported Blockchain as designated by Tria. You are responsible for ensuring that your connected Digital Asset Wallet is capable of receiving Eligible Stablecoins on the relevant Supported Blockchain. Tria will not be responsible for any loss arising from your Digital Asset Wallet's failure to receive or process a Cashback distribution.
(d) Blockchain transaction fees applicable to the delivery of Cashback to your Digital Asset Wallet are as described in the General Terms. Tria reserves the right to deduct applicable Blockchain Fees from your Cashback distribution or to set a minimum distribution threshold to account for Blockchain Fees.
11.3 Minimum Distribution Threshold. Tria reserves the right to set a minimum accrued Cashback threshold below which a distribution will not be made in a given Cashback Period. Any Cashback below the minimum threshold will be carried forward to the next Cashback Period. Tria will notify you of any applicable minimum threshold via the Platform or by such other means as Tria may determine.
11.4 Reversed or Refunded Transactions. If an Eligible Transaction on which Cashback was accrued is subsequently reversed, refunded, or the subject of a successful Chargeback, Tria reserves the right to:
(a) deduct the corresponding Cashback from accrued but undistributed Cashback; or
(b) where the Cashback has already been distributed, offset the amount against future Cashback accruals or recover the amount by such other reasonable means as Tria may determine.
11.5 Account Termination, Card Cancellation, and Expiry of Cashback
(a) Account Termination. If your Account is terminated or deleted for any reason, any Cashback accrued but not yet distributed will be forfeited with immediate effect. You will have no entitlement to receive, access, or claim accrued Cashback following the termination or deletion of your Account.
(b) Card Cancellation. If your Card is cancelled or terminated in accordance with the applicable Cardholder Agreement, but your Account remains active, any Cashback accrued but not yet distributed will continue to be held and will be distributed to your Digital Asset Wallet at the next scheduled Distribution Date in accordance with Schedule 5 of the Program Schedule. Tria is not obligated to make an early or out-of-cycle distribution in these circumstances.
(c) Compromised Accounts. Tria accepts no liability for any Cashback that has been distributed to, or lost from, an Account that has been compromised, hacked, or accessed by an unauthorised third party. It is your sole responsibility to maintain the security of your Account credentials and connected Digital Asset Wallet and to notify Tria promptly of any suspected unauthorised access.
(d) Tria is not obligated to distribute Cashback to a suspended Account.
12. MODIFICATIONS AND TERMINATION
12.1 Tria reserves the right to modify, suspend, or terminate the Program, or to amend these Cashback Terms (including the Program Schedule), at any time and at its sole discretion. Any amendment will be effective immediately upon posting unless Tria specifies a later effective date.
12.2 Where a modification materially reduces your Cashback entitlement on a prospective basis, Tria will use reasonable efforts to notify you of such changes in advance. Changes to the Program Schedule, including adjustments to rates, caps, badge levels, the exclusions list, and the distribution schedule, may be made at any time.
12.3 Your continued participation in the Program following the posting of any amendment constitutes your acceptance of the amended Cashback Terms.
12.4 Tria may terminate your participation in the Program at any time, with or without notice, if:
(a) you are in breach of these Cashback Terms, the General Terms, or the applicable Cardholder Agreement;
(b) your Account or Card privileges are suspended or terminated;
(c) Tria determines, in its sole discretion, that your continued participation constitutes or may constitute a violation of Applicable Law or the requirements of any Card Program Provider or payment network; or
(d) Tria terminates the Program in its entirety.
12.5 Termination of your participation in the Program will not affect any Cashback that has already been distributed to your Digital Asset Wallet.
13. DISCLAIMERS AND LIMITATION OF LIABILITY
13.1 The Program is offered on an “as is” and “as available” basis. Tria makes no representation or warranty that:
(a) Cashback will accrue at any particular rate or in any minimum amount;
(b) the Program will operate on a continuous, uninterrupted, or error-free basis;
(c) any particular Eligible Stablecoin will be available for distribution at the time of a distribution; or
(d) the market or exchange value of any Eligible Stablecoins distributed as Cashback will be maintained, remain stable, or increase at any time following distribution.
13.2 Tria expressly disclaims all liability for:
(a) any fluctuation in the value of Eligible Stablecoins following distribution to your Digital Asset Wallet;
(b) any failure or delay in Cashback distribution arising from blockchain network congestion, technical failures, smart contract errors, or other circumstances beyond Tria's reasonable control;
(c) any loss of Cashback arising from your failure to maintain an active, connected Digital Asset Wallet capable of receiving Eligible Stablecoins on a Supported Blockchain;
(d) any tax liability, withholding obligation, or reporting requirement arising from your receipt of Cashback; and
(e) any Cashback distributed to or lost from an Account that has been accessed by an unauthorized third party, whether as a result of hacking, credential compromise, or any other security breach attributable to the Account holder's failure to maintain adequate security over their Account or connected Digital Asset Wallet.
13.3 The general limitations of liability and disclaimer of damages set out in the General Terms apply in full to the Program and any Cashback distributed under these Cashback Terms.
14. TAX
14.1 You are solely responsible for determining whether, and to what extent, any taxes apply to Cashback you receive under the Program, including any income tax, capital gains tax, goods and services tax, value added tax, or other tax or reporting obligation arising in your jurisdiction.
14.2 No communication or information provided by Tria in connection with the Program constitutes tax advice. You should seek independent professional advice regarding your tax obligations in connection with your receipt of Cashback.
14.3 Where required by Applicable Law, Tria may collect and report information regarding Cashback distributions made to you to relevant tax or regulatory authorities. You agree to provide any information Tria reasonably requests in order to comply with such reporting obligations.
15. GENERAL PROVISIONS
15.1 Incorporation of General Terms. These Cashback Terms are subject to and incorporate by reference the General Terms. In the event of any conflict, these Cashback Terms shall prevail with respect to the Program.
15.2 Governing Law and Dispute Resolution. These Cashback Terms are governed by the governing law provisions set out in the General Terms. Any dispute arising out of or in connection with these Cashback Terms shall be resolved in accordance with the dispute resolution and arbitration provisions set out in the General Terms.
15.3 Future Entity Changes. Tria reserves the right to novate or assign these Cashback Terms to any affiliate or successor entity of Threely Dimensions, Inc. (including any Cayman Islands parent entity or other group entity) upon reasonable notice to users. Such assignment will not materially affect your rights under these Cashback Terms.
15.4 Assignment by You. You may not assign your rights or obligations under these Cashback Terms without Tria's prior written consent.
15.5 Severability. If any provision of these Cashback Terms is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
15.6 No Waiver. Tria's failure to enforce any provision of these Cashback Terms at any time shall not constitute a waiver of that or any other provision.
15.7 Entire Agreement. These Cashback Terms, together with the General Terms and the Program Schedule, constitute the entire agreement between you and Tria with respect to the Program, and supersede any prior communications, representations, or understandings regarding the Program.
15.8 Language. These Cashback Terms are set out in the English language. In the event of any translation, the English language text shall prevail.
15.9 Updates. Tria may amend these Cashback Terms at any time in accordance with Section 12. The “Last Updated” date at the top of these Cashback Terms will reflect the date of the most recent amendment.
Program Schedule
This Program Schedule forms part of the Cashback Terms and Conditions.
Last Updated: 1st June 2026
Tria may update this Program Schedule from time to time. The updated Schedule will be effective from the date it is posted.
Schedule 1 — Cashback Rates
Applicable to the New Program Period: 1 June 2026 onwards.
| Card Type | Base Cashback Rate | Monthly Spend Cap | Reduced Rate (above Cap) |
|---|---|---|---|
| Virtual Card | 1.5% | USD 100 | 0.5% |
| Signature Card | 4.5% | USD 1,000 | 1.0% |
| Premium Card | 6.0% | USD 2,000 | 1.0% |
Schedule 2 — Staking Badge Boost
The Badge Boost applies only to Eligible Spend up to the Monthly Spend Cap. The Badge Boost does not apply to Eligible Spend subject to the Reduced Rate. During the Historical Period, the Badge Boost applied to all Eligible Spend without a ceiling.
| Staking Badge | Badge Boost (Additional %) |
|---|---|
| Seed | +0.25% |
| Growth | +0.50% |
| Momentum | +1.00% |
| VIP | +1.50% |
| VIP Infinity | +2.00% |
Schedule 3 — Eligible Stablecoins
| Stablecoin | Status |
|---|---|
| USDC (USD Coin) | Eligible |
| USDT (Tether USD) | Eligible |
Tria reserves the right to add or remove Eligible Stablecoins from this Schedule upon notice to users.
Schedule 4 — Excluded Transactions
| Category | Description |
|---|---|
| ATM / Cash Withdrawal | All ATM disbursements and cash withdrawal transactions |
| Gaming | Transactions identified under gaming merchant category codes |
| Gambling | Transactions identified under gambling MCCs, including online and offline betting, casinos, and wagering |
| Cash-Like Transactions | Money orders, traveller's cheques, foreign currency, wire transfers, cryptocurrency, and other digital or virtual currency purchases |
| Person-to-Person Transfers | P2P money transfers and account-funding transactions that transfer currency |
| Balance Repayments | Payments made to your Account balance |
| Reversed / Refunded | Transactions subsequently reversed, refunded, or the subject of a successful Chargeback |
| Prohibited Use | Any transaction constituting a Prohibited Use under the Prohibited Use Policy |
Tria reserves the right to update this list of Excluded Transactions from time to time. Material changes will be communicated to users in advance.
Schedule 5 — Distribution Schedule
Applicable to the New Program Period: 1 June 2026 onwards.
(a) Cashback accrued during each Cashback Period will be distributed to eligible users' Digital Asset Wallets no later than 12 months following the end of the relevant Cashback Period.
(b) Tria reserves the right to update this distribution schedule from time to time. Material changes will be communicated to users in accordance with Section 12 of the Cashback Terms.